Meltdown Mayhem-Nine Designs To Turn Adversity Into Opportunity

As the worldwide economic crisis looms large, how is it possible to see an upside to this tumultuous financial situation? While not to minimize the impact of the elimination of jobs, dwindling savings, and the loss of value in stocks and real estate, an opportunity is presented to creatively prepare, brainstorm, and have viable plans in place to counter unsettling events, and incorporate changes that have been “on the back burner”.

“X out” the idea of deserving a particular life style and start restructuring aspects of your life that you can control and those that are most important to you (more time for relationships, unfinished projects, re-defining and reassessing goals, etc.):

1. Re-frame the idea of being “cheap”- substitute frugal, prudent or economical to describe clever cost-cutting ideas and plans.

2. Eliminate extravagant gift giving-those who care about you will appreciate presents reflective of your creativity and budget.

3. Add “ecologically aware” to lifestyle re-designing- the less you buy and the more you re-cycle (not just trash), the smaller your environmental carbon footprint.

4. The “latte factor” (so named by financial columnist, David Bach)- spending $4.00 for a daily coffee? What’s the actual cost on a weekly/monthly/yearly basis? Use simple arithmetic to compute spending on clothes, restaurants, dry cleaning, etc. to total the amount of these “minor” extravagances per annum.

5. Overwhelmed by “stuff”-a great time to purge useless items (and perhaps sell them on Craigslist or ebay). Tally how much you paid for these things, keep the list handy, and refer to it anytime you consider making non-emergency, discretionary purchases.

6. Downsizing doesn’t have to be viewed as a disaster-consider the sense of freedom and lessened anxiety level a smaller home or less expensive car (believe it or not, you are NOT what you drive!), can bring.

7. Stay fit by exercising, yoga, dancing, etc.- helps to lift your spirits, reduce stress and avoid gaining weight (being active rather than eating), during a worrisome time.

8. Continuing education- improve knowledge in your chosen field (enhancing your skills in a competitive market), or pursue interests and information through reading, courses, seminars, etc. Becoming financially savvy should be part of your life-long learning program.

9. Discover the beauty of compound interest-it’s never too late to save, and the sooner the better. Align your savings goal(s) with those things that really matter to you, enhancing the incentive to save.

And remember, taking action is the catalyst for change!

Shake It Up Baby!

Shake It Up Baby!

Research has shown that novelty has a positive effect upon one's level of happiness (hardly surprising, as humans thrive with lots of stimulation). While some changes require planning, a great number of daily routines, habits and interests can easily be altered, amended or revised. Be ready when opportunity does come knocking, without rationalizing why something can’t be done, embracing “carpe diem” (seize the day) as a permanent motto!

Whether contemplating short-term or long-tem shake-ups, try some easy and creative ways to transform the mundane into fun:

• Wear some clothing or jewelry that really isn't "you"- how does this make you feel and note the reactions you get from others?

• Listen to music or read a book that is a departure from your usual fare.

• Take a different route to work; explore the environs of the area in which you live, investigate historical points of interest, take local day trips.

• Visit a new gallery, museum, park, etc. that you've been meaning to do but haven't gotten around to doing.

• Plan a trip which you’ve always wanted to take or one that is totally different than the locale you frequent, length of stay, accommodations, etc.

• Try volunteering- choose an organization or cause you believe in and offer your time and services to do whatever jobs and projects are deemed necessary.

• Join the movement-besides exercising, try dancing (which is a great work-out), or take up a new sport.

• Broaden your education and commit to lifelong learning-whether through classes, travel, reading, online courses, being tutored or mentoring (a great deal is learned from and while teaching others).

• Start laying the foundation for a change in lifestyle, work, or social structure- do lots of background research, network (try Meetup groups), acquire a mentor, get an internship or volunteer your time, etc.

What things have you thought of to "Shake It Up Baby"? I'd love to hear about the interesting and creative things you've decided to do.


And remember, taking action is the catalyst for change!

Virtual You

Cloning of humans is still the stuff of sci-fi (but for how long?), yet, have you ever thought of what it might be like to meet a “virtual” you? Imagine interacting with your carbon copy and how this might impact upon your mingling, relating and functioning in a variety of social and professional settings.

While considering the following questions, jot down your responses and try re-reading them at a later time:

• Would you be compelled to meet and really get to know your clone? If not, why not?

• What traits would you find appealing/unappealing in your “twin”?

• Would you choose your replicate as a family member (suspend reality and imagine being able to pick your relatives!), a friend, or a colleague? Do you experience an immediate, visceral response to this idea, or are there any hesitations?

• Do you think your clone would be open to any suggested behavioral, interpersonal or physical changes? What ideas or sage advice, or “constructive” criticism? (in any realm), would you proffer to your mirror image?

• How would you let your mirror image know how he/she is perceived by the outside world? Do you think this would be an easy topic to discuss, or one that has to be approached quite gingerly?

• Do you foresee any complications arising, either between the two of you or because of the nature of the settings in which you’re interacting? If so, what might they be and how do you think you would resolve them?

And remember, taking action is the catalyst for change!

Energizing Environments

Some things are actually easier to change than we realize. Our physical environments can have a huge impact upon mood, attitude, physical well-being, and psychological health. Re-arranging, organizing and altering your home and work spaces can make a profound difference in your life, coupling a more buoyant outlook with greater energy.

Along with these suggestions, think about others you can devise:

• Assessment time- home and/or work areas chaotic or non-productive? Take time to evaluate how to eliminate sources of stress in these locales and start by changing ONE thing at a time.

• Add enlivening colors, pictures, art, music and lighting to your home and work environments.

• Get away from “same old, same old”- quotidian tasks easily become routine and boring- begin by injecting small changes into daily or repeated schedules and situations (e.g. remove the T.V. from the bedroom, try 1-2 new recipes/food each week, take a brisk walk before showering, etc.)

• Conversely (re: the above), if habits need to be broken, a change in surroundings (and their attendant associations) is often a major first step (i.e. if a morning cigarette accompanies a cup of coffee, try switching to tea, if you tend to easily “vege out” after work, sign up for some classes or arrange time with friends, etc.).

• Engage ALL your senses: use scented candles, soothing lotions, healthy snacks, calming music (be particularly aware of lowering noise pollution in your surroundings), and create a visually beautiful home atmosphere.

• Share all manner of things with friends and family-exchange books, art, accessories-things which open up experiences, ideas, concepts and information, promoting discussion and camaraderie.

• Explore the exotic- take a (minimal) risk and wear something you wouldn’t normally don, paint a wall (or room) in your home a bold color, get involved in exciting activities, plan an adventurous trip-the list is endless.

• Time to change those who people your landscape? -while you may not be able to change everyone you’d like to (a relative, boss, etc.), make certain that the majority of your interactions are with upbeat and supportive individuals.

And remember, taking action is the catalyst for change!

NO FRIENDS LIKE OLD FRIENDS

Having just attended a (mini) high school reunion, it was easy to see why the bonds cemented by intense friendships with those who were our secret keepers, adventurous co-conspirators, and acceptors of our vulnerabilities still held sway, making the event a totally positive, meaningful and memorable experience. Although decades had passed since seeing many of these schoolmates, there was no difficulty in picking up where we last left off, relishing that ephemeral feeling that time had almost stood still, reminiscing about that exuberant, carefree and fun segment of our lives:

• Nostalgia is not a dirty word- harkens back to lighthearted and (often) more innocent times-can serve as a blueprint for recapturing things perhaps now missing in life.

• Revel in the hilarity of looking at old pictures, films, and videos and appreciate yourself and your pals at those stages of life-you’re with people who loved you as you were.

• Friendships were always a priority- the frequency and proximity for having regular contact with these buddies made closeness and interdependence natural and easy; friendships are still an integral part of emotional (and ultimately, physical) health, so stop making excuses and set aside the time!

• Making amends-at this reunion, one friend said she had to apologize to another for her abominable junior high school behavior over a “stolen” boyfriend- great opportunities do exist to set things right.

• Excitement at finding a “new” old friend- not having been close friends “way back when”, yet finding you’ve both grown to now have a great deal in common.

• Letting it all hang out- it’s unnecessary to have to hide your age, where you came from, crazy things you might have said and done, so exhale and enjoy.

• Let your fingers do the walking (on your computer)- use social networking and online alumni finder sites as an easy way to connect with those with whom you’ve lost touch.

And remember, taking action is the catalyst for change!

BAD APPLES SPOIL MORE THAN BARRELS

Not surprisingly, the “bad apples” in our midst often leave destructive and lingering ill effects. This toxic fruit is particularly adept at lowering the morale of any environment he/she inhabits. According to a University of Washington study, rotten apples cause so much havoc because negative behavior actually overrides positive behavior; having one or two “goodies” around doesn’t sufficiently counter the effect of the “baddies”. Most people tend to be caught off guard by undermining and harmful conduct, either becoming angry or hurt, withdrawing, or denying the severity of the poisonous contact.

Here’s help to make sure you’re not easy pickens’:

• Beware of the bad apple’s many guises: bully, martyr, slacker (who believes he/she is so overworked), persistent naysayer, equal opportunity hater (of just about everything), the unrelenting devil’s advocate, the maven (a world class expert on just about everything).

• Conduct this simple experiment: when the bad apple is absent from work for several days or doesn’t attend a few family or social gatherings, is there is a positive change in the entire atmosphere? Begin documenting these instances to open discussion about your findings.

• Consider how to shield yourself from this downbeat environment-you may not be able to quit your job (just yet), or absent yourself from all family functions, but clear boundaries and alternative behavioral strategies can be enacted when dealing with this individual.

• When management, family (unfortunately), or certain groups enshrine a culture of negativity, it becomes all-pervasive- allowing the rotten apples power and status under the guise of competence, efficiency, reform, maintaining the status quo, etc.

• Enlist the support of other like-minded friends, family, or colleagues- time to discuss the situation with others similarly affected and devise plans to limit contact and discourse, have set responses that politely, yet firmly convey your attitudes and expectations, whenever possible, engage the help of the “powers that be”, etc.

And remember, taking action is the catalyst for change!

Mompreneurs, Et Al

So much has been written about work/life balance, yet, who exactly has been able to achieve it? “Mompreneur”, a term coined about ten years ago, described women with young children who were leaving the work force to be home with their kids, and who ultimately designed a successful blueprint for combining family life with the world of work.

Lest the “Mompreneur” explosion (nearly two thirds of home-based businesses are owned by women with children), be viewed as a passing fad, a 2007 report stated that a variety of groups will change the face of entrepreneurship over the coming decade. Often, by focusing on a niche market with which they are familiar, these individuals will come from the ranks of high-schoolers (Teenpreneurs), new immigrants (Newpreneurs), middle-lifers seeking change (Midpreneurs), retirees (Seniorpreneurs)-make up a name which describes who you are, what you want to pursue, or what you plan on offering:

· Entrepreneurship is more prevalent and lifestyle–friendly- technology, particularly the use of cell phones and the internet, has changed the face of doing business (often doing so at any given hour of the day or night).

· Recipe for success: choose a business idea that inspires you and can incorporate all your values, research the need for the products or services you’ll be offering, affiliate with a network of like-minded colleagues, a willingness to probably work long hours, and make it a family business where everyone pitches in.

· Be realistic-list the perks of a home-based business: making your own hours, more time with kids, partner, family, etc., no commuting or rent vs. the drawbacks: lack of daily camaraderie with co-workers, need to be a self-starter and be disciplined (it’s easier to procrastinate), no formal office.

· A 2006 interactive survey found that 60% of fathers interviewed (only 3% less than the mothers), voiced a desire to be at home with their families. There is also a significant rise in the number of fathers who have primary custody of their children, all signaling a need for Dad(or Parent)preneurs.

· Incorporate all you learn from trial and error-endless planning, feedback and research goes into setting up any kind of business, but flexibility is still the byword. The best laid plans often get tweaked or substituted for even better and more ingenious ones.

· It’s stressful and often inefficient to constantly be a one-woman (or man) band -outsource whenever possible (try bartering goods or services), use a virtual office program, network in person or on the internet (look into “meet up groups” which fit your needs), establish a Mastermind group, etc.

· Establish your own dream team- build a substantial and sustaining support system, with a myriad of resources-from your personal boosters (spouses, children, family and friends), to reliable babysitters, financial experts, webmasters, etc.

· Consider the possibility of working part-time at home and also having a separate “real” office -this can be done by sub-leasing office space, bartering services for the occasional use of an office, share space to reduce costs.

· Start small (but think big), and grow as orders or clients really multiply.

And remember, taking action is the catalyst for change!